Ouch!

[tory]

Just spent £50.50 on supplements for the new horse - this is very painfull given that i am currently also spending £20 p/w on his physio and i can not even ride him at the moment

I suppose its worth it in the long run, the supplements (build up and something for muscular pain) are to help his back, but tsill bloody painful!

[spotti]

Yep...join the club! My horsey costs me an arm and a leg - I don't even want to start to add up jsut how much I've spent on her already. I wouldn't change her for the world though

[zara]

I have been keeping a diary of cost for my boy over the last year and it is seriously scary! He has 4 supplements at a cost of £50 ish / month ouch!

[racaille]

That's a really good idea! I think I'll keep an expenditure diary too! It hurt last week when I had to pay the farrier two lots of shoeing on the same day - €126! But I can't complain really, neither of the boys has any regular 'extra' bill. Touching wood .....

[zara]

I've found I'm spending up to £350 / month on my pride and joy - more than the b****y mortgage!

[haffyfan]

Mine generally are quite cheap to keep, my biggest expensive is £40 every 4 weeks for their feet trimming, but I have a stonking vet bills to look forward to anytime soon....and a dilemmia...it's bound to have the word Colic in it so if I claim I guess It will be added to Murphs's exclusions but if I don't and he ever needs colic surgery or colic treatment in general and I need to claim it will be void anyhow if they look into his clinical history I guess through me not telling them? Is there actually any point actually having insurance other than 3rd party I sometimes wonder?

[stillonly1wu]

Oh Haffy, you have said a dirty word here, and one which always sets me off.

Insurance.

I have told the story of Travers' lami before and will not repeat it.

Only to say that if I had not taken out any insurance when I bought Travers, but paid the premiums into a savings account, then I would have £7000 by now. More than enough to pay for colic surgery, without the hassle and stress of dealing with exclusions, previous conditions and smarta** kids on the phone telling you what Petplan won't do.

Hope Murph is well now. Travers sends his best.

Wu

[racaille]

Hmmm, you got me thinking Wu. Insurance here for horses is still relatively rare but I've got some. I have now paid about €1,200 (over four years) and have just extended his life cover until he is 15. But, as you say, it's a bit pointless, isn't it? Especially as I have 'low value' nags. Hmmmm again .......

[Jen]

blossoms insurance is just third party. vets bills just come out my pocket.

[spotti]

I always think that insurance is pointless, but then I daren't cancel it just in case I really need it!!

[duckles]

I agree with Spotti- I pay 1000 euro each year in insurance (includes my horse box but not tack or vet's fees)- I know i'm being ripped off but feel its the responsible thing to do just in case- there isn't a lot of choice in insurance here and most people I know don't bother with it.

[flyingfox]

Nov 16, 2008 22:53:59 GMT Jen said:

blossoms insurance is just third party. vets bills just come out my pocket.

think fox's is the same, i've never felt the need for supliement and i'm so glad. although i have been giving him cider vinagr and cod liver oil recently, but they've run out and i reckon he'll be ok without them.
mine costs practically nothing in the summer as he lives out, but in the winter he's in, but think he only costs about £20 p/w

[fimacg]

Sorry Guys - have to disagree here, my isurance company paid out over £6000 - £7000 last year following Figaro's death, his vet bills, Dexter's vet bills, then his loss of use claim. It may be expensive but I couldn't have afforded all that.

Whilst I could have probably afforded the vet bills on their own that would have wiped out my savings meaning that I wouldn't have been able to afford a replacement horse, as it was the insurance money pretty much covered it all.

[Becca]

My supplement is £200 lasts about 3 months. must be a cheaper option!